How to Use the ‘Reminders’ App to Help Your Financial State

While a smartphone might be a very powerful avenue of distraction and temptation, it also offers a number of very powerful tools for getting your financial life straightened out and keeping you focused in surprisingly effective ways. One of my favorite simple tools for doing this is the Reminders app that’s part of iOS on … Read moreHow to Use the ‘Reminders’ App to Help Your Financial State

What Percentage of My Income Should Go To Rent?

When it comes to housing, it can be a bit tricky to determine how much you should spend. In today’s fast-paced, virtual world, a lot of people are choosing to rent over buying. And I don’t blame them! A common question many renters ask is, ‘what percentage of my income should go toward rent?’ That’s … Read moreWhat Percentage of My Income Should Go To Rent?

How Would You Blow $50,000 If You Had To?

How Would You Blow $50,000 If You Had To? Remember that movie Brewster’s Millions where the main character has to spend $30 million dollars in thirty days? And if he doesn’t he loses out on an inheritance worth $300 MILLION, and he’s also not allowed to tell anyone about it?? Well, today I thought we’d … Read moreHow Would You Blow $50,000 If You Had To?

Loan Shopping? Here’s How Multiple Inquiries Impact Your Credit Score

Shopping around to make sure you find the best deal on a loan is financially smart. Getting the best interest rate and terms possible, especially on a mortgage, could save you thousands or even tens of thousands of dollars over the life of a large loan. And we can thank the internet for allowing us … Read moreLoan Shopping? Here’s How Multiple Inquiries Impact Your Credit Score

How A Big Expensive House Can Ruin Your Life And Path To Financial Freedom

When the stock market takes a dump, I like to focus on happier things, like nice houses with beautifully remodeled bathrooms where you can actually go to the bathroom. As a dad, I want my parents and in-laws to come visit more, which is why it’d be nice to have a ground floor level dedicated just … Read moreHow A Big Expensive House Can Ruin Your Life And Path To Financial Freedom

Time is more valuable than money

It’s a GRS tradition! Each year on Halloween, I publish a story about planning for death. Usually these are general articles about estate planning. This year’s story is personal. When my best friend died in 2009, one of my biggest regrets was that I hadn’t made time to travel with him. Sparky had previously asked … Read moreTime is more valuable than money

You Don’t Need to Buy Something to Change Yourself

At various points in my life, I’ve been really into the idea of getting myself into shape. I bought gym memberships. I bought exercise equipment. I bought workout videos. I bought exercise clothes. In the end, the single most successful thing I’ve ever done in terms of personal fitness is to go on walks, to … Read moreYou Don’t Need to Buy Something to Change Yourself

Do You Need Pet Insurance? Here’s How to Decide

Most people who love their pets go the extra mile to make sure they receive the highest quality of care possible. This includes taking the time to get them to the veterinarian’s office for wellness checkups and shots, making sure they have nutritious food and fresh water, and providing them with a cozy place to … Read moreDo You Need Pet Insurance? Here’s How to Decide

25 Ways to Get Paid For Referrals and Make Extra Money

Whether it’s asking a friend or neighbor for a service provider recommendation or reading a Yelp review about a restaurant, we rely heavily on word-of-mouth referrals. Businesses often use word-of-mouth reviews to gain new customers. But did you know that, in many cases, you can get paid for referrals you send their way? Businesses know … Read more25 Ways to Get Paid For Referrals and Make Extra Money