Different People, Different Goals

Simple Dollar reader Jennifer pointed me toward this discussion thread on LinkedIn, in which a big group of people are complaining about the idea of financial independence. The discussion starts off with this: Anyone else disagree with the constant “retire early” mindset? This dominates the retirement media newsfeed. No, I don’t want to clip coupons … Read moreDifferent People, Different Goals

Credit FAQ: What’s the Difference Between a Charge-Off and a Collection?

The credit world is full of myths and misconceptions: Credit scores are used by employers. You only have one credit score. Closing credit card accounts can help your scores. All of these are demonstrably false, yet they seem to have a life of their own in the blogosphere. Another myth that has sprouted up recently … Read moreCredit FAQ: What’s the Difference Between a Charge-Off and a Collection?

How to Get Free Audiobooks: 7 Easy Options

Reading is one of the best habits of successful people. Bill Gates reads 50 books per year. Marc Cuban reads for more than three hours per day and Tony Robbins read 700 books over the span of seven years. You may love to read but either don’t have the time to read or don’t want … Read moreHow to Get Free Audiobooks: 7 Easy Options

“Living off 50% of our income saved me in an unexpected way”

“Living off 50% of our income saved me in an unexpected way” Guys, check out this note I just received from a long-time reader of the blog… So powerful!!! So sad!! So inspiring!! Life Update: I was one of the original people referenced in the “live off 50% of your income” article. Fast forward 6 … Read more“Living off 50% of our income saved me in an unexpected way”

Things To Consider Before Making Your First Property Investment

If you’re thinking of making your first property investment, now is the perfect time to get on board. Throughout the last few years, the buy to let market has had increasing levels of interest due to growing populations in a number of UK cities, high demand, affordable opportunities and impressive rental yield rates. Before making … Read moreThings To Consider Before Making Your First Property Investment

Refinancing Your Mortgage to Pay Off Student Loans Sounds Tempting, but Use Caution

It’s hardly a secret or news flash that the student loan debt crisis in this country has reached epic proportions. For those who’ve lost track of just how bad things have gotten, here’s an update: There are now more than 44 million borrowers in America who collectively owe over $1.5 trillion in student loan debt. … Read moreRefinancing Your Mortgage to Pay Off Student Loans Sounds Tempting, but Use Caution

How to “Front Load” Your Financial Decisions to Avoid the Impact of Decision Fatigue

One simple phenomenon I’ve noticed over the years when it comes to my worst spending choices and financial decisions is that my worst decisions always happen late in the day. I’ve discussed this before when describing decision fatigue in the past and yet, even though I generally understand decision fatigue, it’s perhaps the source of … Read moreHow to “Front Load” Your Financial Decisions to Avoid the Impact of Decision Fatigue

16 Free Apps That Save Money on Things You Pay for Monthly

You probably already save money each month thanks to the Internet. Being able to shop online means you don’t have to pay brick-and-mortar retail prices or burn gas money to get across town. But, you might not realize that many free apps can help you stop spending on things you pay for monthly. After all, … Read more16 Free Apps That Save Money on Things You Pay for Monthly

Celebrating one year of Get Rich Slowly 3.0

Can you believe it? A year ago today, I returned to the helm of Get Rich Slowly. Eight-and-a-half years after selling the site, I bought it back. During the past twelve months, GRS has been through three distinct phases as I’ve struggled to figure out my focus and direction. First, I tried to manage the … Read moreCelebrating one year of Get Rich Slowly 3.0

Questions About IRAs, AARP, Cancelled Debt, Streaming Video, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. IRA after-tax question 2. Credit freeze for children 3. Baseball after cutting the cord 4. AARP worth it? 5. Planning for upcoming recession … Read moreQuestions About IRAs, AARP, Cancelled Debt, Streaming Video, and More!