How to Build a Strong Credit Score without Credit Cards

There was a time when people loved possessing a credit card since they could buy anything they wanted, even if they were short on cash. However, many people soon found themselves drowning in debt and bad credit score since they could not make the payments on time. Nowadays, many people are avoiding having credit cards … Read moreHow to Build a Strong Credit Score without Credit Cards

Why It’s Crucial to Start Saving for Retirement Now

One of the main reasons that people choose not to start up their 401(k) (or 403(b) or TSP or other such plan) at work is because they’re simply overwhelmed by all of the options available to them and they’re worried about not choosing the “best” one and losing money. This was a concern I had … Read moreWhy It’s Crucial to Start Saving for Retirement Now