Spending Habits You Need to Stop, Stat

We all have spending habits that we instinctively know are bad, but forgo changing because it’s a little more challenging than we want it to be. I completely understand, but if this year we could cut just one bad spending habit we’d end up making a really nice (positive) dent in our bank accounts. Not … Read moreSpending Habits You Need to Stop, Stat

How Introverts and Extroverts Spend Their Money Differently

How you decide to spend your money is a deeply personal issue. It depends on your overall financial state, of course, but also on your upbringing, tastes, and personality — including, it appears, whether you’re an introvert or an extrovert. While there’s some debate about just how meaningful terms like introvert and extrovert really are … Read moreHow Introverts and Extroverts Spend Their Money Differently

How Reflecting on Possessions Can Help You Resist Impulse Buys

The office supply section of the local pharmacy has a nasty habit of extracting money from my wallet. You’d think I could easily fix this problem by avoiding that aisle, but nearly every time I’m at the pharmacy, I’m convinced that I need to buy some mechanical pencils, and perhaps some sticky…

11 Mental Mistakes That Can Ruin Your Holiday Season

The holidays can be pretty fraught, thanks to tons of familial and social pressure to create a picture-perfect setting (looking at you, Pinterest) plus a relentless onslaught of advertising. The pressures are both complicated and formidable, which is why otherwise reasonable people lose their dang minds every November and December. We’re so anxious to do … Read more11 Mental Mistakes That Can Ruin Your Holiday Season

How to Get Rid of Your Credit Card’s Annual Fee

You look down at the credit card in your hand. It’s one of your older cards, and you’ve bought plenty with it. The problem is, it charges an annual fee, and you’re sick of paying it. You’re tempted to cancel the card to eliminate the fee altogether. But you know doing so will hurt your … Read moreHow to Get Rid of Your Credit Card’s Annual Fee

How Projection Bias Could Be Destroying Your Finances

Have you ever gone grocery shopping on an empty stomach? If you’re like most people, you come home with all kinds of random junk food and disparate ingredients you have no specific plans to use, all because they looked good at the time. So when you decide to throw some “lightly…

Do You Need a Slush Fund? Four Reasons to Set Aside Some Fun Money

Earlier this month, I splurged on a luxury I have mulled over for years. I took a Nancy Noel angel print, signed and dated, and paid to have it framed professionally. I bought this print directly from the artist several years ago, and it’s my absolute favorite. But since I have never found a frame … Read moreDo You Need a Slush Fund? Four Reasons to Set Aside Some Fun Money