Will the 4 Gift Rule Work for Your Family this Christmas?

Every year, parents struggle deciding what to get their kids for Christmas. It can be challenging to find or even afford the ‘perfect’ gift. It can also be easy to lose sight of your budget when you’re out shopping. When that happens, you come home with considerably more than your kids need. I like the 4 … Read moreWill the 4 Gift Rule Work for Your Family this Christmas?

How Projection Bias Could Be Destroying Your Finances

Have you ever gone grocery shopping on an empty stomach? If you’re like most people, you come home with all kinds of random junk food and disparate ingredients you have no specific plans to use, all because they looked good at the time. So when you decide to throw some “lightly…

How to Get Free Audiobooks: 7 Easy Options

Reading is one of the best habits of successful people. Bill Gates reads 50 books per year. Marc Cuban reads for more than three hours per day and Tony Robbins read 700 books over the span of seven years. You may love to read but either don’t have the time to read or don’t want … Read moreHow to Get Free Audiobooks: 7 Easy Options

16 Free Apps That Save Money on Things You Pay for Monthly

You probably already save money each month thanks to the Internet. Being able to shop online means you don’t have to pay brick-and-mortar retail prices or burn gas money to get across town. But, you might not realize that many free apps can help you stop spending on things you pay for monthly. After all, … Read more16 Free Apps That Save Money on Things You Pay for Monthly

6 Ways Brand Loyalty Costs You Money

Loyalty is usually considered a virtue. In romance, in friendships, in business — loyalty typically wins. But when it comes to brands, blind loyalty can actually be a bad thing. Stand by your brand? Always and forever? I don’t think so. Here are six ways brand loyalty costs you money. (See…

How Much Should You Save Each Month?

Figuring out how much you should save each month isn’t an easy task. Every person has different circumstances and goals. This makes it impossible to give a one-size-fits-all answer to the question of “how much money should you save each month?” Thankfully, you can do a simple exercise to get a better idea of how … Read moreHow Much Should You Save Each Month?

Nine Secret Weapons That Could Save Millennials’ Finances

(This is the second post in a two-part series, the counterpoint to yesterday’s article, “Seven Headwinds Threatening to Capsize Millennial Finances.”)  The millennial generation is associated with a boatload of financial woe, including but not limited to student loans, jobs that don’t pay enough, and the threat of being replaced by robots. Cheer up, folks. … Read moreNine Secret Weapons That Could Save Millennials’ Finances