How Delaying Retirement – Even by a Few Months – Can Help Erase a Savings Shortfall

I’ve made my fair share of investment blunders, such as buying individual stocks at high prices and panic selling them at low prices. I’ve also sat on cash for long periods of time because I was scared to put it in the market, and I’ve been hit with extra taxes when selling bonds because I … Read moreHow Delaying Retirement – Even by a Few Months – Can Help Erase a Savings Shortfall

Why $5 Million Is Barely Enough To Retire Early With A Family

When toddlers close their eyes, they think other people can’t see them. But I wouldn’t expect grown adults to think the same way. Despite half the United States population living in expensive coastal cities and other high-cost areas of the country, there is somehow disbelief and even outrage a family might need multiple millions, let … Read moreWhy $5 Million Is Barely Enough To Retire Early With A Family

Social Security Q&A: I’m Remarried — Can I Claim My Ex’s Social Security?

Welcome to “Social Security Q&A.” You ask a Social Security question, and our guest expert provides the answer. You can learn how to ask a question of your own below. And if you would like a personalized report detailing your optimal Social Security claiming strategy, click here. Check it out: It could result in receiving … Read moreSocial Security Q&A: I’m Remarried — Can I Claim My Ex’s Social Security?

What To Do When Stock Market Volatility Returns

Every so often, the stock market will take a dive when you least expect it. When we sense danger, the natural tendency is to run the other way, preferably in a herd for survival. As a result, sell-offs often intensify as computer algorithms now join us humans in rushing out of positions. As I’ve gotten … Read moreWhat To Do When Stock Market Volatility Returns

Is This the Best Way for Older Workers to Pad Their Nest Eggs?

It’s probably not what any of us want to hear, but delaying retirement may be your best bet for boosting the power of you nest egg. Researched released earlier this year from the nonprofit National Bureau of Economic Research describes working longer as “a powerful method to increase retirement standard of living.” Researchers found that … Read moreIs This the Best Way for Older Workers to Pad Their Nest Eggs?

Social Security Q&A: What’s the Best Strategy to Get the Highest Benefit?

Welcome to “Social Security Q&A.” You ask a Social Security question, and our guest expert provides the answer. You can learn how to ask a question of your own below. And if you would like a personalized report detailing your optimal Social Security claiming strategy, click here. Check it out: It could result in receiving … Read moreSocial Security Q&A: What’s the Best Strategy to Get the Highest Benefit?

7 Simple, Free Moves Guaranteed to Make You Richer

Click here to subscribe to our YouTube channel! Some of us think wealth is unattainable. Hard work is expected, but building a fortune isn’t on our radar of possibilities. We believe the rich will get richer, and the rest of us will stay right where we are — unless, of course, we slide backward. But … Read more7 Simple, Free Moves Guaranteed to Make You Richer

This Full-Time Freelancer Shares Her 4 Key Tips on Saving for Retirement

Working for myself has afforded me many luxuries. Aside from the fact that I’m writing in my pajamas right now, I also get to select where and when I hold office hours. I even get to choose the direction of my creative pursuits, which has been the most freeing aspect of all. However, some difficulties … Read moreThis Full-Time Freelancer Shares Her 4 Key Tips on Saving for Retirement

How Financial Independence / Retiring Early Actually Works

Jennifer writes in with a great question: I don’t really understand how early retirement works unless you have a giant income. If you have $1 million, that’s only $40K a year for 25 years, right? And it doesn’t count inflation which is going to make things progressively harder. I understand investing helps but that makes … Read moreHow Financial Independence / Retiring Early Actually Works

Social Security Q&A: Can My Husband Claim a Spousal Benefit?

Welcome to “Social Security Q&A.” You ask a Social Security question, and our guest expert provides the answer. You can learn how to ask a question of your own below. And if you would like a personalized report detailing your optimal Social Security claiming strategy, click here. Check it out: It could result in receiving … Read moreSocial Security Q&A: Can My Husband Claim a Spousal Benefit?