Why It’s Crucial to Start Saving for Retirement Now

One of the main reasons that people choose not to start up their 401(k) (or 403(b) or TSP or other such plan) at work is because they’re simply overwhelmed by all of the options available to them and they’re worried about not choosing the “best” one and losing money. This was a concern I had … Read moreWhy It’s Crucial to Start Saving for Retirement Now

Warning Signs To Look Out For Before Buying A House

Physical real estate is my second favorite asset class to build wealth. Online real estate is my first. Unfortunately, owning physical real estate can be a royal pain due to never-ending maintenance issues. You can buy new construction and I guarantee you there will be problems that need addressing within several years. After inspecting hundreds … Read moreWarning Signs To Look Out For Before Buying A House

10 Recommended Budget Percentages By Category: How Much Should You Spend?

How closely should someone follow recommended budget percentages? That’s one of the toughest questions to answer whether you’re new to budgeting or have been budgeting for several years. A budget is another name for a spending plan. It gives you more clarity and control as you decide how much money goes toward what expense. A … Read more10 Recommended Budget Percentages By Category: How Much Should You Spend?

Finding Mr. Wendal Again

Finding Mr. Wendal Again Morning guys! Found this song on MP3 doing my daily decluttering challenge, and was blown away by how powerful it still is! Touches on so many things we talk about here – charity, freedom, introspection, and even those on which we don’t, but are still unfortunately very prevalent in our society. … Read moreFinding Mr. Wendal Again

Is your home a better investment than the stock market?

I’ll admit it: There are times that I think everything that needs to be said about personal finance has been said already, that all of the information is out there just waiting for people to find it. The problem is solved. Perhaps this is technically true, but now and then — as this morning — … Read moreIs your home a better investment than the stock market?

New! Ink Business Unlimited℠ Credit Card Review: This No-Fee Chase Business Card is Unreal

In May of 2018, Chase rolled out a new business credit card with very familiar features. mirrors the in the fact it offers an unlimited 1.5% back for every dollar you spend. This card’s huge signup bonus will make it a winner among business owners regardless, but it’s lack of an annual fee will make … Read moreNew! Ink Business Unlimited℠ Credit Card Review: This No-Fee Chase Business Card is Unreal

The Wisdom of Frugality: The Philosophy of Frugality in a Modern Economy

This is the sixth entry in an eight-part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. If you’re new to the series, feel free to hop back to the first entry. One of the biggest arguments against frugality is that it appears to be unambitious, at … Read moreThe Wisdom of Frugality: The Philosophy of Frugality in a Modern Economy

How (and Why) I Get Through Summer Without Air Conditioning

Summers in New York City are sticky, sweltering, and long. The sun’s rays radiate off the immense expanses of concrete and asphalt, making the crowded metropolis feel as though an evil giant might be using a powerful magnifying glass to superheat the city. That being the case, most people in the city plug in their … Read moreHow (and Why) I Get Through Summer Without Air Conditioning

Is It Cheaper to Book Through Travel Sites or Directly Through Hotels?

Craig writes in: I usually stay at Marriott hotels while traveling because I know what I’m getting when I stay at one and they’re very consistent – a little pricy but I never get a bad surprise. I usually book through hotels.com but a friend told me that it is more cost effective to get … Read moreIs It Cheaper to Book Through Travel Sites or Directly Through Hotels?

Four Myths About Annuities: Do They Deserve Such a Bad Rap?

Annuities have long had a bad rap. Aggressive marketing and messaging about high fees, charges for surrendering them early, and potentially disappointing returns compared to stocks are just some of the reasons annuities have, at least in some people’s minds, become the black sheep of retirement vehicles. Numerous financial professionals however, argue that there’s a … Read moreFour Myths About Annuities: Do They Deserve Such a Bad Rap?