The Spiral of Improving Yourself, Your Money, and Your Life

Let’s see if this story sounds familiar to you. You realize your financial life is in a shambles, so you dive intensely into frugality for a while. You pay off a few bills, get your head above water, and then you realize that some of the frugal strategies you’ve adopted are pretty constricting and rubbing … Read moreThe Spiral of Improving Yourself, Your Money, and Your Life

How to Make Money with Shopify: Run Your Own At Home Business

Do you want to run your own business from home? Many people like the idea of working for themselves, but don’t think they can run their own business. One of the more popular ways to run your own business is through an e-commerce site. This post will show you how to make money with Shopify, … Read moreHow to Make Money with Shopify: Run Your Own At Home Business

The Average Household Net Worth In America Is Huge!

According to the Federal Reserve’s Survey of Consumer Finances, the average US household net worth is a whopping $692,100! And that’s based on data from 2016, when the S&P 500 was ~30% lower. Further, real estate prices in many major cities have also increased substantially since 2016. Surely, the average US household net worth will … Read moreThe Average Household Net Worth In America Is Huge!

Give Me the Goods: Why I Value Things Over Experiences

I’ve previously talked about how much I love the money-saving practice of self-massage. That being the case, I recently decided to treat myself by purchasing a top-of-the-line handheld vibrating massage tool. It cost me $300. Before you call me a spendthrift and suggest I should have gone dumpster diving for spare parts and learned to … Read moreGive Me the Goods: Why I Value Things Over Experiences

Use a Free Credit Freeze to Stop Identity Thieves Cold

It’s been just over a year since the now infamous Equifax data breach of 2017. To refresh your memory, this massive data breach potentially exposed the personal information of some 145.5 million U.S. consumers. The exposed data included names, addresses, Social Security numbers, and dates of birth. Of course, the Equifax data breach is not … Read moreUse a Free Credit Freeze to Stop Identity Thieves Cold

Do You Need a Slush Fund? Four Reasons to Set Aside Some Fun Money

Earlier this month, I splurged on a luxury I have mulled over for years. I took a Nancy Noel angel print, signed and dated, and paid to have it framed professionally. I bought this print directly from the artist several years ago, and it’s my absolute favorite. But since I have never found a frame … Read moreDo You Need a Slush Fund? Four Reasons to Set Aside Some Fun Money

Questions About Trade Schools, Calorie Counting, 403(b) Cancellation, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. “Snow bird” planning 2. Midlife fork in the road 3. 403(b) ending 4. Trade school issue 5. State income tax challenges 6. Counting … Read moreQuestions About Trade Schools, Calorie Counting, 403(b) Cancellation, and More!

33+ Killer Ways to Make Extra Money Before Christmas

If you need to make extra money before Christmas, there’s only a few months to go. Hard to believe, I know. The average family spent over $950 on Christmas gifts in 2017, according to the National Retail Federation. If you don’t budget for those expenses, the money has to come from somewhere. This is why … Read more33+ Killer Ways to Make Extra Money Before Christmas