This Is Why I Can’t Have Nice Things: Life Is Easier Without Them

Recently, my husband’s red Prius took a real beating on its left end side. We were at the grocery store, of course, when a little old lady’s cart blew from the corral she had just pushed it into across the parking lot at record speed. It was coming straight for us while we unloaded our … Read moreThis Is Why I Can’t Have Nice Things: Life Is Easier Without Them

How to Stop Worrying About What Other People Think

The single most powerful book on personal finance I’ve ever read is Your Money or Your Life by Joe Dominguez and Vicki Robin. I read it at my lowest point financially and it altered my perspective on personal finance more than any other book. I’ve written a great deal about this book’s impact on my … Read moreHow to Stop Worrying About What Other People Think

10 Free Printables to Save You Money + 5 More

Did you know that simply being organized can be your ticket to saving money in the long run? One of the best ways to stay organized when it comes to saving money is to utilize the free printables that can be found online. There are budget printables, menu planners, coupon helpers and more out there if … Read more10 Free Printables to Save You Money + 5 More

Build A CD Step Stool Not A CD Ladder In A Flattening Yield Curve Environment

When you’re young, you spend time accumulating wealth. When you’re old, you should spend time protecting wealth. Multi-millionaires go broke all the time because they exposed themselves to too much risk and temptation. Think about all those pro athletes who would still be rich if they had just kept all their money in a bank. … Read moreBuild A CD Step Stool Not A CD Ladder In A Flattening Yield Curve Environment

Handling Guilt After a Big Purchase

In this past Monday’s reader mailbag, I gave a brief answer to a question about an expensive watch purchase; you can go back and read my original answer here. That question, asked by a reader named Gerald, has stuck with me all week. Here’s his question again: For the past several years, I have been … Read moreHandling Guilt After a Big Purchase

Help! Get Me Out of My Timeshare, NOW

Imagine taking a vacation at a lovely resort. The waves gently lap at your toes, the sunsets are magnificent to watch, and the alluring sea is always nearby for a quick dip. Everything is peaceful and calm, but best of all, you need not lift a finger to set things in order. Someone does it … Read moreHelp! Get Me Out of My Timeshare, NOW

3 Best Tactics to Becoming a Millionaire

Many people think that becoming a millionaire means long hours, hard work and a lot of luck, but this actually couldn’t be further from the truth. Most millionaires achieve a life of luxury and freedom by following a few simple life rules that help them to steadily get ahead day by day. Here are the … Read more3 Best Tactics to Becoming a Millionaire

The Wisdom of Frugality – The Pros and Cons of Extravagance

This is the fourth entry in an eight part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. If you’re new to the series, feel free to hop back to the first entry. What is extravagance? Westacott boils down the term to three distinct meanings. First, extravagance … Read moreThe Wisdom of Frugality – The Pros and Cons of Extravagance

Do Student Loans Help or Hurt Your Credit Scores?

Preparing for college is hard work. You study diligently for the SAT or ACT. You earn the best grades possible so you look good on college applications. You tour campuses, decide where you want to go, and once all of those decisions are made, you agonize over how you’re going to pay for it all. … Read moreDo Student Loans Help or Hurt Your Credit Scores?