All about personal finance your life
Maybe you’ve heard that people make extra money on the side donating plasma but are concerned that it’s not legit. Although you can’t make money donating blood, you can make money donating plasma. In fact, in many cases, you can make several hundred dollars each month donating your blood plasma. This post covers where you … Read moreHow to Make Money Donating Plasma: Make $400 Per Month!
Snowstorms, ice storms, freezing rain, or even just 43-degrees-and-drizzling days in Seattle. Iced-up windshields, slick-as-tofu roadways, drafts that stubbornly resist whatever the furnace throws at them. Week after week of leaving for work in the dark and coming home in the dark. Winter can be pretty, but it isn’t always pleasant. Even those who ski, … Read more11 Essential (and Mostly Cheap) Tactics for Weathering Winter’s Worst
Here’s a simple way to check on your progress toward retirement. Take the total amount you have saved up for retirement. Calculate 3% of that (the easy way is to just multiply your total savings by 0.03). Can you live for a year on that resulting number? So, let’s say you have $600,000 saved up … Read moreThe Two Way Street of Retiring Early
While British banking giant Barclays is mostly known in the U.S. for their dynamic rewards and travel credit cards, they recently came out with a personal loan product aimed at American consumers. With Barclays personal loans, Americans are now able to borrow money for nearly any reason and secure a fixed interest rate and fixed … Read moreBarclays Personal Loans Review
Mindy writes in: Is there a simple trick to doing price comparisons at the store? I feel like I am almost always turning to my calculator to see what option is cheapest and then it takes forever to shop. This started out as a mailbag question and, as they often do, the answer grew and … Read morePersonal Finance 101: A Thorough Guide to Price Comparisons while Shopping
My dad is in his 70s and he mentioned he wish he’d started a Roth IRA when he was young. When you’re in your 70s, you must take required minimum distributions from your pre-tax retirement savings accounts and pay taxes. Given nobody likes to pay taxes, I empathized with his regret. But I don’t have … Read moreWhy I Never Contributed To A Roth IRA But Why You Probably Should
I started using Netflix when it only offered DVDs. When it first began producing original content, the shows seemed like a joke. However, Netflix has significantly improved since those days. While it’s still the leader in streaming original content, many of the best Netflix alternatives are also now worth watching. Some of the best alternatives … Read more11 Best Netflix Alternatives to Start Streaming Content
Greetings from Prague! I’m just over halfway through my European vacation, so I thought it’d be fun to share some of my adventures and to take a glimpse at the financial side of this journey. This trip is unusual for me because I’m traveling with a party of six. My cousin Duane has terminal cancer … Read moreA postcard from Europe: A mid-journey update on my travels
The new year is around the corner and not only is it time to budget, but it’s time for setting financial goals that you can not only accomplish but will put you in a better financial position overall. Financial goals, much like any other type of goal, can get out of hand really quickly. It’s … Read moreFinancial Goals You Need To Set Today
A few years ago, I wrote an article entitled Looking Down the Ladder: A Different Perspective on Spending. The article covered the idea of a spending ladder, and I’m going to quote the explanation of a spending ladder here: One idea that really stuck with me, though, was his idea that one’s preferred level of … Read moreLooking Up the Ladder: A Different Perspective on Spending