The 9 Rules of Savvy Regifting

We’ve likely all opened a gift and immediately thought, “What am I ever going to do with this?” After digging around for the gift receipt in vain, the situation might seem hopeless. But there’s one alternative you might not have considered before: regifting. Regifting isn’t just for those considered cheap or inconsiderate. It saves money, … Read moreThe 9 Rules of Savvy Regifting

2019 Social Security Bump Is Biggest in 7 Years for Retirees

Social Security recipients will soon receive the largest increase in their monthly benefits that they’ve seen in seven years. The U.S. Social Security Administration announced in October that beneficiaries will receive a 2.8 percent cost-of-living adjustment, or COLA, next year. As a result, a worker who was receiving $1,422 per month in Social Security benefits … Read more2019 Social Security Bump Is Biggest in 7 Years for Retirees

Miss These Holiday Shipping Deadlines, and It Will Cost You

You might have ample time left to buy holiday gifts, but shipping them is another story. Generally, the longer you wait, the more shipping will cost you. That’s certainly true this time of year. Same-day delivery service on Christmas Day, for example, can carry a surcharge of up to $50. So, mind the following holiday … Read moreMiss These Holiday Shipping Deadlines, and It Will Cost You

These 5 Subscriptions Make Perfect Gifts That Keep on Giving

Gift cards are easy to give and use. They have been the most popular type of present for more than a decade now. At the same time, giving or receiving a gift card can feel unoriginal and impersonal. So, here’s an idea: Consider a gift subscription instead. It’s just as easy for you to give … Read moreThese 5 Subscriptions Make Perfect Gifts That Keep on Giving

9 Major Companies Face Threat From Amazon

Jeff Bezos picked an ideal name for his company: Amazon, biggest river in the world, biggest rainforest, the name of fierce Greek women warriors. Since launching in 1995, Amazon has helped make Bezos the richest man in the world and the go-to for online shopping, especially during the holidays. Amazon accounts for nearly half of … Read more9 Major Companies Face Threat From Amazon

7 Credit Score Myths: Fact vs. Fiction

Want to get a handle on your credit? First, you’ll have to learn about the factors that impact your credit score. Unfortunately, a number of myths can cause your brain to spin from information overload. Following are some common credit score myths: 1. My employment history will make or break my credit Your employment history … Read more7 Credit Score Myths: Fact vs. Fiction

36 Things That Soon Will Disappear From Your Life

Prostock-studio / Shutterstock.com When’s the last time you popped in a cassette tape? Rented a movie at a video store? Wrote a check for groceries? Maybe you still do some — or all — of these things, but chances are, you’ve replaced many of what used to be common, everyday activities with more technologically updated … Read more36 Things That Soon Will Disappear From Your Life

Is Your State Ready for Recession? The Best- and Worst-Prepared for the Storm

Steve Nahuysen / Shutterstock.com We’d like to think we can avoid another recession in this country, but we can’t. Economic expansion followed by recession is simply the way things work in a capitalist society. Since we know it’s not a question of if, but rather when, a recession hits, we all need to be prepared. … Read moreIs Your State Ready for Recession? The Best- and Worst-Prepared for the Storm

7 Great Gifts for the Elders in Your Family

Hunting for holiday gifts for your older friends and relatives can be tough. You want to remember them with something special. Yet the seniors in your life may be trying to downsize. It’s possible to give a gift that will be both memorable and useful. The following thoughtful and handy ideas are suitable for anyone, … Read more7 Great Gifts for the Elders in Your Family

7 Reasons Why Pets Make Bad Gifts

They’re cute, cuddly and known for their ability to make us happy with their mere presence. So how could any animal be considered a bad surprise gift, especially during the holidays? Following are some key reasons why Fido shouldn’t be on your gift list. 1. A return may put a life in danger You might … Read more7 Reasons Why Pets Make Bad Gifts