Short-Term And Long-Term Capital Gains Tax Rates By Income

If you need more incentive to generate passive income in order to give yourselves more freedom to do what you want, then look no further than the below two charts. The short-term capital gains tax rate is equivalent to your federal marginal income tax rate. Once you hold your investments for longer than a year, … Read moreShort-Term And Long-Term Capital Gains Tax Rates By Income

How Projection Bias Could Be Destroying Your Finances

Have you ever gone grocery shopping on an empty stomach? If you’re like most people, you come home with all kinds of random junk food and disparate ingredients you have no specific plans to use, all because they looked good at the time. So when you decide to throw some “lightly…

Suggested Stock Allocation By Bond Yield For Logical Investors

With interest rates rising across all treasury bonds, there comes a point where owning bonds becomes more attractive than owning stocks – where you’re willing to have a greater than 50% weighting in bonds in your portfolio. After all, treasury bonds offer a guaranteed return if held to maturity and they are state income tax … Read moreSuggested Stock Allocation By Bond Yield For Logical Investors

Financial Samurai 3Q2018 Investment Review And 4Q2018 Outlook

Out of the 25+ financial accounts I track online, there are only two accounts that I really care about at the moment: 1) My after-tax investment account I created in 3Q2017 after I sold my SF rental house. 2) My real estate crowdfunding portfolio that has mostly investments outside of expensive coastal cities. I care … Read moreFinancial Samurai 3Q2018 Investment Review And 4Q2018 Outlook

Personal Lessons Learned Since The 2008 Financial Crisis

On September 15, 2008, Lehman Brothers went bust. I remember this day clearly because I made a $200 side bet with my friend over the weekend that the US government would bail them out. To my surprise, the US government didn’t rescue Lehman, and the stock cratered that Monday and never recovered. Despite all the … Read morePersonal Lessons Learned Since The 2008 Financial Crisis