What Is Wealth in America?

A few readers pointed me to a Bloomberg article entitled How Much Money Do You Need To Be Wealthy in America? and wanted to know my thoughts. Before I dig in, I want to point out that the author of this article, Suzanne Woolley, did a good job of reporting on the results of the … Read moreWhat Is Wealth in America?

10 Worthwhile Ways To Breathe New Life into Old Computers

I don’t like to throw away an old computer unless it truly no longer works. A computer might not work any more for a specific purpose, but as long as it can still do something, I try to find a use for it. In fact, if I have a good idea floating around in my … Read more10 Worthwhile Ways To Breathe New Life into Old Computers

How to Use the ‘Reminders’ App to Help Your Financial State

While a smartphone might be a very powerful avenue of distraction and temptation, it also offers a number of very powerful tools for getting your financial life straightened out and keeping you focused in surprisingly effective ways. One of my favorite simple tools for doing this is the Reminders app that’s part of iOS on … Read moreHow to Use the ‘Reminders’ App to Help Your Financial State

You Don’t Need to Buy Something to Change Yourself

At various points in my life, I’ve been really into the idea of getting myself into shape. I bought gym memberships. I bought exercise equipment. I bought workout videos. I bought exercise clothes. In the end, the single most successful thing I’ve ever done in terms of personal fitness is to go on walks, to … Read moreYou Don’t Need to Buy Something to Change Yourself

When Is It Time to Spend More on Something?

I’ve long been an advocate for getting the most value for your dollar. I am very price conscious when I shop for most things. I constantly joke with my kids about how I’m a “store brand connoisseur,” and when they go to the store with me, they know I’m going to inevitably swap their breakfast … Read moreWhen Is It Time to Spend More on Something?

Tactics for Friendships During (and After) Financial Turnarounds

A week ago, I wrote an article entitled Friendships and the Financial Turnaround, in which I discussed the challenge of building and maintaining friendships when you make a major financial turnaround in your life. In that article, I discussed a few broad strategies for doing just that – building and maintaining friendships as an adult … Read moreTactics for Friendships During (and After) Financial Turnarounds

The Failure of Bargaining with Yourself

“If I get a better job, then I’ll start paying off my credit cards,” thought to oneself while feeling self-pity about their employment situation. “If I win the lottery, then I’ll fix up my finances,” thought to oneself by the person sitting around waiting for their ship to come in. “If I get a raise, … Read moreThe Failure of Bargaining with Yourself

Planning for Classy, Low-Cost Holiday Gifts Starts Now – But It’s Easier Than You Think

Let me offer up a little challenge for you. Make a list of every adult you plan on buying gifts for this holiday season. Your partner, your children, your parents, some of your close friends, extended family members… you get the idea. Now, go through each of those items and ask yourself how many of … Read morePlanning for Classy, Low-Cost Holiday Gifts Starts Now – But It’s Easier Than You Think