The Meaning of Financial Success

A few days ago, I posted an article entitled Financial Success Isn’t “Impossible”. The piece argued against the common prevailing notion in our society that financial success is completely out of the reach of most people, particularly those under 40. I used my own story as a backdrop for this discussion, and went on to … Read moreThe Meaning of Financial Success

Books with Impact: Triggers

The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal growth by extracting specific points of advice from those books and looking at how I’ve applied them in my life with successful results. The previous entry in this series covered Walden … Read moreBooks with Impact: Triggers

Our ‘Low-Hanging Fruit’ Coupon Strategy

My recent article on how to find and get the most value out of your local discount grocer led to a lot of great follow-up questions and comments from readers. One reader, Laurie, wrote in: What about coupons? I still clip coupons from the Sunday paper and use the Redplum and Target apps to nab … Read moreOur ‘Low-Hanging Fruit’ Coupon Strategy

Financial Success Isn’t “Impossible”

I grew up in a family with little money. My parents did the absolute best they could with what little money they had, but they never had a lot of money to go around. There were times when things were okay, but there were other times when the money was tight and there was never … Read moreFinancial Success Isn’t “Impossible”

The Spiral of Improving Yourself, Your Money, and Your Life

Let’s see if this story sounds familiar to you. You realize your financial life is in a shambles, so you dive intensely into frugality for a while. You pay off a few bills, get your head above water, and then you realize that some of the frugal strategies you’ve adopted are pretty constricting and rubbing … Read moreThe Spiral of Improving Yourself, Your Money, and Your Life

Seven Headwinds Threatening to Capsize Millennials’ Finances

(This is the first of a two-part series.) We hear a lot about millennials and money these days. They’re chronically stressed about finances. They have a negative savings rate. They’re slammed with student debt repayment and aren’t earning enough or aren’t earning at all. They spend more on coffee than retirement. The news isn’t always … Read moreSeven Headwinds Threatening to Capsize Millennials’ Finances

What You Can Control

My two oldest children have reached the age where they consistently bring home a bag full of school work. Most evenings, they have homework in two or three different subjects. My oldest child is pretty efficient with his homework. His view is that if he just gets it done, then he can go do something … Read moreWhat You Can Control

Saving for Tomorrow versus Living for Today

One of the hardest experiences of moving toward middle age is that I have to watch my parents enter old age. Those two people have been the absolute rocks in my life for as long as I can remember. I remember them clearly at the most active and vibrant times in their lives, when they … Read moreSaving for Tomorrow versus Living for Today

Finding Spiritual Meaning in Good Personal Finance Practices

Personal finance can often feel like a very self-centered notion. It involves looking at one’s own financial state and figuring out how to maximize that state, almost within a bubble. Most of the practices intended to improve one’s financial state – frugality, better money management, debt reduction and elimination, better career choices – are pretty … Read moreFinding Spiritual Meaning in Good Personal Finance Practices