Thoughts on the $5 Challenge, the 365-Day Challenge, and Other Financial ‘Challenges’

The new year tends to bring forth a lot of people pledging resolutions for the coming year and talking about their successes (and occasionally their failures) over the last year. One particular flavor of this phenomenon that I find interesting is the “challenge,” something that seems to pop up in various ways with various self-improvement … Read moreThoughts on the $5 Challenge, the 365-Day Challenge, and Other Financial ‘Challenges’

Balancing Inexpensive Cooking at Home and Family Time

Marilyn writes in: If I go home after work and cook dinner, I have to spend half an hour in the kitchen by myself cooking and fifteen minutes after the meal cleaning up. If I pick up food after work, I can eat immediately with my family and there’s no cleanup and then I get … Read moreBalancing Inexpensive Cooking at Home and Family Time

Eight Simple Things You Can Do Right Now to Put Yourself on a Better Financial Trajectory

The median American household income is about $60,000. Almost eight in 10 American households are living paycheck to paycheck, struggling to just get by. The majority of American workers believe they will always be in debt. The majority of Americans save less than $100 each month. It’s a bleak picture out there, folks. The thing is, … Read moreEight Simple Things You Can Do Right Now to Put Yourself on a Better Financial Trajectory

Finding the Purpose of Financial Success

For many people, the start of a new year signals an opportunity to start again. The turning of a calendar page, exposing an unblemished run of 365 days, feels like fresh opportunity. It’s not full of the mistakes of the past year; rather, it’s a new opportunity to begin again on whatever that journey may … Read moreFinding the Purpose of Financial Success

The Ten Most Valuable Financial Lessons I Learned in 2018

Each year, during the period between Christmas and New Years, I sit down and look over what happened during the past year, what I can learn from that, and what I can apply from that to the year to come. I usually come up with a big handful of life lessons during that review, things … Read moreThe Ten Most Valuable Financial Lessons I Learned in 2018

When to Sweat the Small Stuff

One of the big tricks of frugal living is to know when it’s worthwhile to sweat the small stuff and when it’s better to just let it be. There are times when paying attention to a few cents can end up making a big difference, and there are times when paying attention to a few … Read moreWhen to Sweat the Small Stuff

Five Powerful & Useful Books I Read This Year (And 5 I Plan to Read Next Year)

Over the course of the past year, I read somewhere in the realm of 60 books. I track what books I read and came up with 58, but for some reason I think I missed a couple this year, so we’ll call it an even 60. My reading mixes fiction and nonfiction and spreads across … Read moreFive Powerful & Useful Books I Read This Year (And 5 I Plan to Read Next Year)

Twelve Low Cost Strategies for Getting Out of a Funk

We’ve all been there at some time or another. You feel somewhat disengaged from a lot of the things in your life. Work, even if you enjoy it, seems like a burden. Maintaining relationships seems like a burden. You fall back to the most basic of your life routines. You feel tired and perhaps not … Read moreTwelve Low Cost Strategies for Getting Out of a Funk

Thoughts on Purpose and Retirement, Early or Otherwise

Vicki Robin, one of the authors of the truly great personal finance book Your Money or Your Life, wrote an article for Marketwatch entitled Suze Orman missed the point of retirement, and that’s why she went back to work. The article discusses the decision of financial guru Suze Orman to return to work after retiring … Read moreThoughts on Purpose and Retirement, Early or Otherwise

Eleven Simple Practical Rules for Personal Finance Success

The real secret to personal finance isn’t some sort of financial arcana. It isn’t finding some loophole or discovering some magical “system” that will get your life in order. Rather, it’s about following straightforward principles day in and day out that inevitably guide you to a better financial state. Here are eleven rules for practical … Read moreEleven Simple Practical Rules for Personal Finance Success