The Best Career Advice I’ve Ever Received

When I was first starting to get a good idea of the bad financial situation Sarah and I were in, I wrote an email to my professional mentor at the time. This person was a pretty well known person in our narrow field, with a high paying job and a lot of respect within the … Read moreThe Best Career Advice I’ve Ever Received

Financial Success Is a Lifestyle Outcome, Not a Skill or a Fad

When I first started making financial changes in my life, I believed at first (and for a surprisingly long time after that) that the changes I was making to my life were largely short term changes. Sarah and I would “get ourselves on a good financial track” and we’d basically go back to the lifestyle … Read moreFinancial Success Is a Lifestyle Outcome, Not a Skill or a Fad

An Iterative Approach to Improving Your Finances (and Your Life)

My previous career (before “freelance writer”) was in software development. I worked in a research lab where I wrote custom software solutions for research scientists who wanted nice interfaces to do basic data mining tasks into a pretty large database of scientific information. This required me to not only know how to code, but to … Read moreAn Iterative Approach to Improving Your Finances (and Your Life)

Challenge Yourself! 12 Simple Frugal Challenges You Can Do This Week

I’m a big fan of using the 30-day challenge to try out a particular daily routine or behavioral change in my life. It’s a big part of how I view life as being something of an experiment, one in which you’re constantly adjusting and trying new things. The goal is to introduce incremental improvements to … Read moreChallenge Yourself! 12 Simple Frugal Challenges You Can Do This Week

From Financial Dependence to Financial Independence in Stages

When Sarah and I first started our financial turnaround, our long term goals were clear. First, we wanted to buy a decent house to raise our family in and do the best job we could raising our children with the values and skills needed to be independent. After that, we wanted to achieve our own … Read moreFrom Financial Dependence to Financial Independence in Stages

Breaking Out of the ‘Cheap’ Cycle

For the longest time, Sarah and I bickered about my socks. I’m pretty hard on socks for some reason. Maybe it’s just my tendency to keep wearing them too long. Whatever the reason, I had quite a collection of socks with little holes by the toes that I kept wearing, and Sarah loathed them. The … Read moreBreaking Out of the ‘Cheap’ Cycle

What Is Wealth in America?

A few readers pointed me to a Bloomberg article entitled How Much Money Do You Need To Be Wealthy in America? and wanted to know my thoughts. Before I dig in, I want to point out that the author of this article, Suzanne Woolley, did a good job of reporting on the results of the … Read moreWhat Is Wealth in America?

10 Worthwhile Ways To Breathe New Life into Old Computers

I don’t like to throw away an old computer unless it truly no longer works. A computer might not work any more for a specific purpose, but as long as it can still do something, I try to find a use for it. In fact, if I have a good idea floating around in my … Read more10 Worthwhile Ways To Breathe New Life into Old Computers

How to Use the ‘Reminders’ App to Help Your Financial State

While a smartphone might be a very powerful avenue of distraction and temptation, it also offers a number of very powerful tools for getting your financial life straightened out and keeping you focused in surprisingly effective ways. One of my favorite simple tools for doing this is the Reminders app that’s part of iOS on … Read moreHow to Use the ‘Reminders’ App to Help Your Financial State