Supporting Family Members in Need Without Risking Your Own Financial Future

A recently released survey from the Society of Actuaries revealed that most Americans feel it’s their duty to provide financial support to family members in need. In fact, about two in five Americans have provided such support to a family member during the past year, according to the survey, titled Family Obligations Across Generations (PDF). It’s … Read moreSupporting Family Members in Need Without Risking Your Own Financial Future

Thoughts on the “Two Income Trap”

Jenny writes in: Was wondering what your thoughts were on the two income trap. It’s the idea that a dual income household with kids is actually more likely to fall into bankruptcy and financial problems than a single income household. Doesn’t make sense to me but I got into an argument with a friend about … Read moreThoughts on the “Two Income Trap”

15 Inexpensive and Easy Valentines for Kids

A super fun collection of easy and cheap Valentines for kids- includes both food and non-food ideas! There are affiliate links in this post. If you use these links, I may earn a commission- please read my full disclosure policy. If you are like me, you simply don’t have time to do complicated Valentine’s gifts for… … Read more15 Inexpensive and Easy Valentines for Kids

Keeping Food Costs Down With Picky Eaters at Home

Mary writes in: Trying to follow your food strategies but I have a very picky 6 year old and a picky 2 year old at our dinner table. They refuse to eat most things that are put in front of them and insist usually on a certain kind of mac and cheese that’s not the … Read moreKeeping Food Costs Down With Picky Eaters at Home

9 Secret Ways to Use Toothpaste

You already know that toothpaste helps keeps your choppers healthy — not to mention pearly white. But there is more magic in that long, thin tube than you ever imagined. From cleaning piano keys to zapping pimples, toothpaste has many great — and cost-effective — applications. Hint: Remember to avoid gel-based toothpastes and instead use … Read more9 Secret Ways to Use Toothpaste

5 Ways That Being a Night Owl Can Harm Your Health

Being a so-called “night owl” affects a lot more than your bedtime. Various studies suggest that habitually staying up late can wreak havoc on the body in various ways. Health complications that can stem from burning the midnight oil include: 1. Weight gain Adults who restrict their sleep time by staying up late might be … Read more5 Ways That Being a Night Owl Can Harm Your Health

How to Use Your 529 Plan When It’s Time for College

It’s easy to find advice about saving for college, but what are you supposed to do once your child actually reaches college age and it’s time to spend some of that money you’ve saved? Specifically, how should you handle the money you have in your various 529 savings accounts? Is it best to spend as … Read moreHow to Use Your 529 Plan When It’s Time for College

Parent PLUS Loan Equals Another, Older Generation Mired in Student Debt

It appears that the nation’s ballooning student loan debt is not just confined to students. The crisis, as it turns out, also encompasses millions of parents who are Parent PLUS loan holders. And according to a recent Brookings Institution report some troubling trends are beginning to emerge among parents who borrow money via these federal … Read moreParent PLUS Loan Equals Another, Older Generation Mired in Student Debt

Six Warning Signs That Your Child’s Identity Has Been Stolen

Identity theft is a disturbing crime regardless of your age. The idea that your personal information is now in the hands of people with bad intentions can leave you feeling quite vulnerable. Now imagine the panic of discovering that your minor child’s personal information has been stolen and is being used fraudulently. Why Would Anyone … Read moreSix Warning Signs That Your Child’s Identity Has Been Stolen

7 Easy Ways to Stay Warm This Winter

Maryna Pleshkun / Shutterstock.com Cranking up the heat, flannel sheets, dressing in layers — there are a number of traditional ways to stay warm in cold weather. But for folks looking for more unusual methods, we’ve outlined seven savvy, low-tech ways to ward off the cold this winter. Some of them might even save you … Read more7 Easy Ways to Stay Warm This Winter