The Pros and Cons of Paying Off Your Debt Early

Debt stinks. We all know this. The sensible move here is to pay off any and all debts as soon as possible, right? Not so fast. In some cases, paying a debt off early doesn’t save you all that much money. Let’s take a look at the pros and cons of paying down debt before … Read moreThe Pros and Cons of Paying Off Your Debt Early

16 Small Steps You Can Take Now to Improve Your Finances

You have all kinds of financial goals you want to achieve, but where should you begin? There are so many different aspects of money management that it can be difficult to find a starting point when trying to achieve financial success. If you’re feeling lost and overwhelmed, take a deep breath….

How to Sell Your Home When You’re Underwater on Your Mortgage

It’s no fun selling a home when you’re underwater on your mortgage. Being “underwater” is when you owe more on your mortgage loan than your home is worth. Unfortunately, there are times when homeowners have no choice. Your employer might transfer you to a new job across the country. Or…

Debt Collectors Are Calling My Family — Now What?

It’s bad enough when debt collectors start calling you, but what if they start hounding your family members, too? Can collection agencies legally do this? The answer is a bit complicated. The types of calls that debt collectors can make is regulated by the Federal Trade Commission’s Fair Debt…

How to Boost Your Credit Score in Just 30 Days

Most financial experts suggest reviewing a copy of your credit report at least once a year. Luckily, doing so is fairly easy thanks to an agreement the federal government has with AnnualCreditReport.com. By signing up through this website, you can get a free copy of your credit report from all…

8 Things You Need to Know About Debt Management Plans

If you’re in debt and struggling to dig your way out, you’ve probably spent a lot of time trying to come up with a fix. Maybe you transferred your balance to a balance transfer card to score zero interest, and wound up racking up even more debt. Perhaps you’ve resorted to selling stuff to raise…

5 Smart Ways to Reduce Your Credit Card Interest

If you’ve been trying to get out of credit card debt, you’ve probably heard about 0% APR credit cards that offer balance transfers. They are so well known that it can be disappointing every time you see a headline proclaiming some great idea about how to pay off your debt, only to find out it’s…