8 Easy Ways to Build Credit From Scratch

Click here to subscribe to our YouTube channel! Credit is one of those things you don’t want to be without. But the credit game is a Catch-22. You need a good credit history to snag the best deals on loans, yet it’s very difficult to get credit without a borrowing history. So, what’s a consumer … Read more8 Easy Ways to Build Credit From Scratch

Is It Smarter to Use a Debit Card or Credit Card?

Although they may look exactly alike tucked away inside of your wallet, credit cards and debit cards represent two very different types of payment methods. Using a debit card is similar to paying with cash or an old fashioned paper check. A debit card (which is also different from a prepaid debit card) is tied … Read moreIs It Smarter to Use a Debit Card or Credit Card?

Use a Free Credit Freeze to Stop Identity Thieves Cold

It’s been just over a year since the now infamous Equifax data breach of 2017. To refresh your memory, this massive data breach potentially exposed the personal information of some 145.5 million U.S. consumers. The exposed data included names, addresses, Social Security numbers, and dates of birth. Of course, the Equifax data breach is not … Read moreUse a Free Credit Freeze to Stop Identity Thieves Cold