11 Top Tips for Saving on Every Purchase in 2019

pathdoc / Shutterstock.com Here’s a scary stat: Almost half of us are spending as much — or more — than we earn, according to a 2018 survey from the Center for Financial Services Innovation. Sometimes that’s due to unanticipated expenses or “volatile” income. But the CFSI notes “stagnant wages and increasing costs of housing, food and health care”.